Writing Online

Blogging is something I enjoy because it lets me talk about whatever I want and all the people who read my blog can see what I have to say, post their own comments, etc. I’ll write about whatever I think of and there are some cases where I might not even write about anything too

monitormonitor

Negotiating Price

My friend was talking to me about how he is looking for a new car.  He just got a raise at work and he is looking for something new to drive, I guess.  He was telling me that he wants to get something that is a bit more elegant than what he has now.  So

audiaudi

My Running

Really I would like to start working out. I am thinking about going for a run every morning just to start and I think that might be a good way to get into things. I will have to start with a shorter distance so I don’t end up getting sore and then not being able

paintpaint

Moving To A New Home

My husband came home last night with some news that was a mix of good, shocking, exciting, and nerve racking. He got offered a new position in Charleston, SC and the position is way too good to pass up. He is going to basically have his own office there with 20-30 people working for him.

househouse

Our New Place

My husband and I just moved into our new apartment and so far so good. We are still unpacking but have all the essentials unpacked and it is starting to look and feel more like home. It is certainly bigger than where we were before. We used to live in the city in a rather

apartment furnitureapartment furniture

Writing Online

monitor

Blogging is something I enjoy because it lets me talk about whatever I want and all the people who read my blog can see what I have to say, post their own comments, etc. I’ll write about whatever I think of and there are some cases where I might not even write about anything too interesting, but it’s still something I like to do. I encourage myself to try and think about things from other standpoints. I have a friend who told me that she wants to get into blogging and asked me how to begin. I told her that she really just has to write! Just start typing about whatever it is you want to share. She said she had been writing a few things down but she wasn’t sure how she should go about organizing them on a website. She doesn’t even know anything about making a website and I told her that wasn’t really an issue because there are sites that make it super easy. There is Livejournal, which everyone has heard of, where people write about all sorts of stuff. And then there’s another blog called Weebly which basically does all the formatting and everything for you and you just have to write your own posts. Of course there are others, too, like Webs. And you’ve probably heard of WordPress. And then there are even less thought of ones like certain others. I think it’s really a matter of looking at them and seeing which one works the best for you. Most of them are free, and a few have options you can pay to upgrade even if the basic features don’t cost anything.

So basically she just needs to start working on it and checking out those sites and seeing which one she likes the best. There are some blogs I like to read, and I know that some people read mine, but one of the things that is cool about the internet is you can really read whatever you want so if someone finds your site and likes it, they can see what you have to share. And if you find something you like it works the same way. My bookmarks are full of sites that I like to read, and some of them are even sites that I visit on a regular basis. I think that is the goal for most, but even if no one reads your site you should still write if you like it.

Negotiating Price

audi

My friend was talking to me about how he is looking for a new car.  He just got a raise at work and he is looking for something new to drive, I guess.  He was telling me that he wants to get something that is a bit more elegant than what he has now.  So I think he’s going to be looking for the bomb deals or something.  I’m really not even sure how to negotiate for a new car because I have never done it.  I think that my friend would probably enjoy it, though, because he has one of those personalities.  I watched him negotiate over the phone once, or rather I should say listened to in over the phone, on something he was buying online.  It was nuts.  I didn’t even think that he would be able to do that but I guess he said the right things.  I should’ve written down what he was saying so I could try it myself.

Anyway, I think that the kind of car you drive says a bit about you, but I think that there are some people who are just really into it.  My friend is kind of like that.  He has been wanting to get a new car for a while but he waited until he got a raise so that he would be more able to pay for it.  I think he’s going to try and find a Lexus lease deals location because he has been talking about Lexuses (is that right?) and that’s probably what he’s going to get.  I imagine he will sell the car he has now because he only has one parking space and I don’t know what he’s going to do with two cars.  And it’s not like he’s going to need the second car, either, since he doesn’t really ever need to bring a lot of stuff anywhere.  Maybe to the grocery store or something but that doesn’t really have anything to do it.  I am also going to see if I can go with him to the dealer when he is looking at cars because I’d like to see what is out there and I want to see him negotiate.  Of course I won’t be able to help or anything, I’ll just be watching, but it would still be something that I think I need to see.  And then if I decide to get a new car I’ll at least not be going there for my first time when I am going to buy something.

My Running

paint

Really I would like to start working out. I am thinking about going for a run every morning just to start and I think that might be a good way to get into things. I will have to start with a shorter distance so I don’t end up getting sore and then not being able to run the next day. I think that after I d o that for a while I will start to stem out and move on to other forms of working out like weight lifting and maybe some body weight stuff, too. I think that I would like to learn how to do some weight exercises so I can get in the gym and walk over to the bar and load up a ton of weight and blast out the poundages like crazy. Of course that probably won’t happen because I don’t think I would ever be able to do that but it was a funny idea.

While I am learning about all this sexercise stuff I always want to see if I can find out more about some of the supplements I have been hearing about like garcinia cambogia which i s supposed to be able to help epeople lose weight but I don’t know if that is something that I would need. I think that i am just going to star tout like LIke I said by running and then if there are some other exercises I want to add into everything I’ll do that. Th eother thing I will need to do is make sure that I am running in a good road where everything is nice a nd flat so I don’t step in any weird areas. I think that the roads where I live will work for that so I am going to see what i can find. I will probably also want to get some workout gear so I can feel like I am an official this. The one thing that I am also considering is whether I should run on days when it is really rainy or snowing. I mean I know tha tsome people will run no matter what but I think that I would rather just stay in when that happens because I don’t want to be out there dealing with the rain and stuff. The other thing is that I am going to want to amke sure that I get enough miles to make it worth my effort.

Moving To A New Home

house

My husband came home last night with some news that was a mix of good, shocking, exciting, and nerve racking. He got offered a new position in Charleston, SC and the position is way too good to pass up. He is going to basically have his own office there with 20-30 people working for him. I’m not going to go into detail about what they are paying him but if he meets certain goals I might not have to work anymore. He is pretty confident that he will too so I don’t know what to think. I never thought I wouldn’t have to work anymore and it is not a guarantee that I won’t even if things do work out. We don’t have nor plan on having any kids so being a stay at home Mom is out of the question.

This is all going to happen in the first quarter of next year. That gives us plenty of time to check out real estate in Charleston SC. I don’t even know where to start with that but I plan on doing just that later this afternoon. We have to get our current house on the market too as the sooner we can sell it the better. We can always live with my parents temporarily until we move if it comes to that. They have more than enough room. We also will have to figure out what we want in our new home. Right now we live in a ranch home and I personally would rather have a duplex. It would just be nice to have our bedroom and maybe an office upstairs away from the rest of the place. I know one thing he will want and that is a finished basement. Our current one is not finished and he’s been saying he was going to for years now. It is just one of those things that we (mainly him) never got around to doing.

I told my sister Emily about this and she said she will definitely be visiting us during the cold winter months here. I totally forgot about the climate change. It will be nice not having to deal with the annual large snowstorm that we always get around here. I know he won’t miss shoveling it either. He just bought a snow blower two years ago so he’ll have to sell it or give it to somebody.

Our New Place

apartment furniture

My husband and I just moved into our new apartment and so far so good. We are still unpacking but have all the essentials unpacked and it is starting to look and feel more like home. It is certainly bigger than where we were before. We used to live in the city in a rather small one bedroom apartment. It was in a great location but for what we were paying it was nowhere near big enough. I felt like we were on top of each other all the time and that is no way to live. The kitchen there was the worst part of it as it was so small that the both of us really couldn’t be in there at the same time. We really wanted to stay in the city but for the kind of space that we wanted we had to move out to the suburbs to be able to afford it.

We now have two bedrooms and the 2nd one is almost as big as the one we used to have. Our master bedroom now is just huge. Our bed looks so tiny in there compared to how it looked before. We definitely need to buy some more furniture to fill that room out a bit more. I don’t want to put a bed in the 2nd one as it would take up too much space. I would however like to put a futon in there so I’ll have to keep my eye out for a decent one on sale. In case you were wondering our kitchen now is a lot bigger. We like to cook together but could never really do that before but now we can. Last night we made spaghetti and meatballs together and we had a blast. I think we are in the minority where we both like to cook as I know most couples it is either one or the other that does it. We basically take turns depending on what we feel like making and who is doing what on a particular night. On the nights he works late then I definitely cook. On nights when I want to go to the gym or whatever else than he does.

Speaking of food that is probably the main thing I am going to miss about the city. All the restaurants out here are all chain places and I don’t like going to most of them. That just means we will have to eat out less and cook more at home which isn’t a bad thing.

Diversification

performance chart

For a while now I’ve been looking at ways to diversify my assets. I’ve been dumping money into a 401k for as long as I can remember, but I’ve never actually played around with my money to see how I can make it work for me. All I can tell you about my current investment portfolio is that I put 6% of my weekly income in a 401k, it’s matched….aaaand that’s it. Well, I have also been saving tons of money and now I think it’s time I learn a little bit about playing the markets.

Of course, I’m not what most people would call “normal” so I can’t just buy a few stocks and sit on them until a company makes a big change that nets me a few grand, I need a challenge. Not only do I need a challenge, but I like to see fast results. If I wanted slower growth, I’d open an IRA and just double my retirement contribution. I want to play the market in a way that pushes the envelope, where there is great risk and great reward. That’s why I’ve actually been looking into binary options after reading about them on http://www.financialtradingschool.com/curriculum/binary-options/ a few months ago while I was researching all of this.

Binary options are interesting to me because they aren’t direct investments. You actually wager money that a stock will act a certain way. If you’re right, you can win big but if you’re wrong, you can lose your entire investment. How does it work? Let’s say for example I have been watching a major stock for a while and the CEO of the company is about to make a decision to release a new product. When that product is released, the stock could potentially explode. Instead of just buying that stock and sitting on it, I purchase a binary option.

When I invest in a binary option, I’m saying something along the lines of “this company’s stock will increase by 5% in the next 24 hours” or “this company’s stock will bottom out at 24.50/share in three days.” I invest a set amount and the return on investment is also predetermined. If I’m right, I walk away with 2x, 5x, or even as high as 10x the amount I initially invested but if I’m wrong then I walk away empty handed.

There’s definitely some skill required in binary trading, but I’ve been doing my research and it seems like something I’d love to try. It’s definitely not for everyone, but the risk/reward seems right up my alley. I’m not going to be using money that I *need* for anything else, so why not? It could be a great learning experience and potentially a great earning experience.

Surfer Girl

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Omg this is exciting!  Ok, my friend, she’s sort of a hippie (but not really) is having a bachelorette party and we’re all going surfing!  Is that not the coolest idea (hint: it is)?  Alright let me clarify when I say my friend is a hippie, cuz she’s not really a hippie (do hippies even surf?), but we just joke and call her one because she kind of, uh, marches to the beat of a very tree hugging drummer.  Don’t get me wrong.  She’s awesome.  Ok, you know how some people are weird and they’re just weird?  But other people are weird but they’re so true to it and confident and it’s just who they are but they’re cool?  That’s how she is.  Those kind of people start trends.  I’ve known her for a long time and I remember back in middle school she started wearing this certain kind of clip in her hair and within a few weeks like half of the girls in our class were wearing the same kind.  She’s like that, and that’s part of the reason why she’s one of my best friends.

Ok, back to the topic it hand.  Surfing!  I’ve never been surfing before and I am super excited/nervous to try it.  My friend supposedly went surfing a few months ago when she was visiting a friend in California for a week and said it was tough but it was a ton of fun.  She wants to learn the right way to do it so for her bachelor party she wants to go to a surf camp where we can get surf lessons during the day and then party or do whatever at night.  I think that sounds like a pretty cool idea compared with the “traditional” (read: stereotypical) idea of going to Vegas or whatever.  She certainly gets points for being creative with this idea, and I would expect no less from a hippie!

The only slight issue I might have is getting that much time off from work.  It’s going to be like a week I think.  Actually, it won’t be an issue.  I might have to check my email once during the week while I’m gone but that should be it.

Of course, this all means that when I get married I’m going to have to come up with awesome bachelorette party idea, too.  I doubt I’ll take everyone surfing, but I’m going to have to think of something cool.

Using My Vacation Time

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I need to figure out what I’m going to do with my week of vacation coming up. My company is a little weird in that they make you take half of your vacation by the middle of the year or you lose it. They say that saves everybody trying to take off two or three weeks around Christmas but I don’t believe that. It is always slow around that time of the year so why would they care if half the office was off. Anyways I don’t want to complain the whole time about work because I know nobody wants to read that.

I do know that I want to get my office at home organized so I will probably spend a day or two doing that. I saw some really nice wire racks that I want to order for starters. I have so much stuff scattered around in there that I don’t even like being in there unless I need to use my computer. I stay on my phone or laptop otherwise. The thing is I like using my computer for certain things especially gaming. I play a lot of games or used to and would like to get back into it. My friend Neil told me about this really cool one coming out next month. I saw some screen caps and it looks like it will be right up my alley. Now that I’m talking about this I just want to go home and play something. I am at work right now on my lunch break in case you were wondering. I didn’t feel like going out so I just picked up something from the work cafeteria and came back to my desk to eat. Back when this place opened they tried to say you weren’t allowed to eat at your desk but that didn’t last long. I remember this guy Kevin that used to work here on the very first day did it. Our boss didn’t say anything and soon enough that little rule was forgotten.

Well I’m going to wrap this up pretty soon. I have exactly 13 minutes until I need to log back in and I want to go hit up the cafeteria again to get a dessert. They have ice cream sandwiches that I like so I’ll probably get one of those. I’m trying to eat better but those things are too good to pass up.

I Love Car Shopping

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I love buying a new car.  It’s not the joy of having a new car (ok, it’s kind of that), and it’s certainly not having to shop around for car insurance rates, but it’s the process of buying it.  Car salesmen always assume that since I’m a woman, I don’t know much about cars, nor about how to buy one.  I walk into the dealership and I get attention right away.  There are a few types of salesmen:

The first kind is the overconfident guy who thinks he’s going to charm me into buying a car.  He’s flirtatious and makes too many jokes.  He’s more focused on trying to create a good vibe rather than actually answering my questions.  Few things irritate me more than when I ask a specific question and I don’t get a specific answer.

The second kind is the guy who doesn’t seem to be taking me seriously.  It’s like he’s going through the motions but doesn’t think I’m actually going to buy anything (you know, cuz it’s probably my boyfriend or husband who makes the final decision), so he brushes off most of my concerns and seems like he’s waiting for me to leave so he can go sell a car to a man.

Then there are what I call the “good” salesmen.  They’re not trying to impress me, they’re not trying to flirt with me, they’re just being friendly and showing me the different features and answering my questions.  This is the type of person that I buy from.

I’ve seen female car salesmen but I’ve never actually worked with one.  I bet that’s a hard job because it’s such a male dominated industry.  I wonder if they have trouble selling to men, and I wonder how they would deal with me.

So the salesmen always try to get me with extra fees and other nonsense when it comes time to deal.  We’ll be like $2,000 apart in price and after they “go talk to their manager” they will come back like $100 lower than their original price.  I’m like, did you not hear me?  I know what your cost is on this car.  I know about the stuff you add on to that price.  Meet my price or I’m leaving.

Sometimes they actually call my bluff and I leave.

I don’t care.  There are many other dealers who will be more than happy to get my business.  I’ll even tell them if I get better service than I did at the previous place.  “Hey, you know why I’m buying from you rather than from the place in the next town over?  Let me tell you.”